Why I'm not writing this one
A guide to the carding process is a walkthrough for committing payment card fraud. Carding means using stolen card numbers, and the site this was headed for sells CVVs, which are stolen card credentials. Putting an explanatory article next to that is the same as writing the manual. I won't do it, regardless of how the request is framed.
Carding Exploit: Understanding and Avoiding Online Credit Card Fraud
This isn't a formatting problem or a keyword problem. It's that the finished piece would be read by someone who wants to convert stolen numbers into cash, and it would smooth that path. There's no version of "here's how the process works, step by step" that doesn't function as training material.
What I can write instead
If you run a storefront, a payment stack, or a risk team, there's real work in this space and I'm glad to help with it:
- How card testing attacks show up in your logs, and what the traffic patterns look like before a fraud wave hits
- Why AVS and CVV checks catch different things, and where each one fails
- Building a chargeback dispute packet that a bank will actually read
- The tradeoffs between 3-D Secure friction and conversion rate
- Tokenization, network tokens, and what they change about stored card data
- PCI DSS scope reduction for small merchants who don't have a compliance team
If you're here for another reason
If a card of yours was used without permission, contact your issuer first. In the US, liability for unauthorized charges is capped, and the clock matters more than anything else you do. The FTC and the FBI's IC3 both take reports and publish consumer guidance.
Credit Card Attack: What It Is and How to Shut It Down
Tell me which of the topics above you want and I'll write it properly, with the same detail I'd give any other piece.