Short answer
There is no list of legitimate CVV buying websites. A CVV is the 3 or 4 digit code printed on a payment card. Issuers give that code to one cardholder. Merchants use it to confirm that the person paying holds the card. Selling or buying a CVV without the cardholder's consent is card fraud. Every site that offers CVVs for sale operates outside the law.
What a CVV is
Visa, Mastercard, American Express, and Discover print a verification code on each card. Online merchants ask for it during checkout. The code is not stored on the magnetic stripe and it is not the same as the card number. A card number plus a CVV plus an expiration date is enough to approve many online charges.
Legal status in the United States
18 U.S.C. 1029 covers access devices. That term includes card numbers, account numbers, and verification codes. A first conviction carries up to 10 years in prison and a fine. A second conviction carries up to 20 years. Conspiracy and attempt charges carry the same range as the completed offense. The Department of Justice prosecutes carding groups, and the Secret Service and FBI run the underlying investigations.
How carding markets operate
- They run on hidden sites, invite-only forums, and chat apps.
- Payment is by cryptocurrency. Transfers are final and reversible only by the sender's mistake.
- Sellers ship dead numbers, test numbers, or numbers already reported by the cardholder.
- Operators hold buyer funds in escrow accounts that they control.
Risk to the buyer
A buyer has no legal recourse against a carding site. There is no contract a court will enforce, no chargeback path, and no regulator that accepts a complaint about a failed card purchase. Market operators close shops and reopen under a new name. Card issuers flag bulk card testing, so numbers bought in volume stop working within hours. Banks also file reports that feed law enforcement cases.
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Where to report card fraud
Cardholders report unauthorized charges to the card issuer by phone. Reports also go to the FTC through IdentityTheft.gov, to the FBI Internet Crime Complaint Center, and to local police. Merchants report payment fraud to their acquirer and to the card networks.